YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.16.1
  • Adult Rating: 4+
  • File Size: 39.27 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 13.0 or later.
Score: 4.83366
From 33,368 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Great app for Budget

    By JFG07
    YNAB, is great app for Budget , has a great team for support and webinars very professional and friendly. Great job
  • YNAB is a game changer

    By Hugopakul a
    YNAB has literally revolutionized my financial life and literacy, and made me feel confident that I know my financial situation and am in control of where it is headed. Not only is the app experience amazing, but in my two (2) interactions with support, they have been the kindest, most polite, most knowledgeable, and most helpful support staff I’ve ever talked to. Honestly, blown away by this app ecosystem.
  • Great App

    By 7282@(@
    Love it so far and seems like I will be able to really utilize this app to improve my budgeting.
  • Absolutely lifechanging system

    By Agent #9818
    I’ve been using YNAB since 2017, and it is he best decision for my finances I’ve ever made. Follow their method, check in with your budget regularly, and you’ll be able to do more with your money than you ever thought possible.
  • Budget Assistant

    By Rainknow
    This program makes it easier to enter spending AND to plan! Get this program to lead you to not only plan for what you will spend in each category for the next month, but also reach the point to have your funds there a month ahead of time!
  • So far I really like it

    By Yakiman
    There is a learning curve but you need to learn how to budget, to budget! This app won’t budget for you, but it teaches you how to budget and gives you a powerful tool to use.
  • Easy to use money planning tool

    By quattroa034
    I’ve been using YNAB for 2 years now as a subscriber and I’ve been very happy with the features. It syncs my bank account transactions and I can quickly categorize each one (it remembers vendor:category pattern matching from previous months) Available cross platform.
  • YNAB

    By Mlf924
    3 years ago, I barely lived paycheck to paycheck things were a mess. I kinda sorta knew where the money went each month but wasn’t real sure. I now have a savings account my money is aged nicely to 47 days with a goal of 60 days. I’ll be paying off my car note in 4 months….one year early. If you want to get on top of things and think your bad with money and you’ll never figure it out…..get this app. USE IT (I got it and ignored it a rock solid year and a half) You’ll be amazed. Thanks YNAB! It has been a game changer.
  • Best budgeting app and method

    By PaintThisGame
    Well worth the time it takes to learn zero-sum budgeting. Best way to work with your money. YNAB makes it easy, great help, advice, support. Clean look, easy to use even as you’re getting the hang of it.
  • The BEST budgeting app! ... and trust me, I must have tried them all!

    By Karzo2
    My wife and I have struggled to manage our finances in a way that made sense for each of us, and we could never get on the same page UNTIL we found YNAB! It’s intuitively obvious once you learn and apply the 4 Rules consistently. THANK YOU Jesse!