Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.1
  • Adult Rating: 4+
  • File Size: 8.95 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,970 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Great app but....

    By Rosa_duh follow me on twitter
    I like penny it just takes her a while to get me what I spend that same day. N I wished I could see my account balance with her in real time
  • Helpful and fun

    By ncsu_cbass
    Easy accountability of spending and helpful in setting simple goals and being able to check those goals periodically. Conversing through the messages is really neat and entertaining. One improvement and I am sure it’s in the works is just overall depth of categories and communicating more and more.
  • I like the app

    By Tizhnahaha
    Very organized and cute. Keeps track of spending for me and breaks it down in an easy way. Also tries to help with budgets
  • Simply Amazing

    By Ali0620
    Penny, is simply amazing. She will let you know anything about your finances. The app is easy to use and you can keep track of all your cards. Additionally, Penny can keep track of how much you spend and where you spent money. She also gives you notifications.
  • So helpful

    By Anderohza19
    I have been using penny for a while now and it’s really helped me keep on my budget and save more money per month than I thought I was able too. Such a helpful tool to have !
  • Please support TD BANK

    By Nikki Leonard
    I’m excited about this app but it won’t let me connect to td bank
  • Awesome

    By Cruzmonica934
    Love this app.
  • Penny is Awesome!

    By Get thin again
    Love this app!
  • Easy to use

    By Jabang82
    Penny always has great suggestions and is super easy to use
  • It’s fun.

    By hahabobby
    And cute. But honestly- I’d like to ask my own questions.