Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.6
  • Adult Rating: 4+
  • File Size: 80.10 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,274 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –




    By jax467
    This is the best tool for keeping up with your spending! Once your budget is established just log in your spending as it happens (and that is easy to do!) and it does it from there. Can’t go wrong with using this app!
  • Life-changing

    By maxblack113
    This app is simply the best. I used to use a full fledged budgeting app that was very complex, but after a few months I found that I simply didn't need all the bells and whistles. I throw the money I don't wanna touch in a savings account and use this app to manage my spendable money. The Apple Watch app is also a nice bonus. Awesome app. Great functionality. I simply can't live without it. Recommendation: Adding a “note” takes too may taps. You should explore ways to make adding notes quicker. For instance, when I click on a suggested note, have the menu close itself instead of having me hit the check mark. Or, since there’s so much unused screen space, maybe have theist always open as a scrolling list that shows 5 at a time, rather than having me click the add note button to make a big list shoot up from the bottom.
  • Great...when it works...

    By luis1siul
    Love the app, but I’ve noticed I rather input expense via my watch, since doing so through my phone will freeze my phone, every time.
  • Can’t share budgets with others

    By Woogie37
    Can’t share budgets with spouse or anyone else you share apps with. Customer service unresponsive.
  • LOVE!

    By bkmmkb9448
    Wow. This app is exactly what I was looking for. Something to simply state how much so budgeted for extra expenses, how much I've spent, and what I've got left. You'd think all the other finance and budgeting apps would have this simple process but they don't! This app is worth the $4 I spent to be able to accurately track my expenses. I'm so excited to start a new journey towards better financial health and I have Pennies to partly thank!! The only improvements I would like are to be able to Edit the Note (Type In a Custom Note) AFTER you've already put the spending in for your budget. And I would also like to color-code budgets, since as of right now, they all have the blueish-green color. Anyway.. can't wait to see where this app goes and the wonderful additions it incorporates! Wonderful app! Buy it! You won't regret it!
  • Great, but...

    By maawolfe36
    I had some trouble getting this app to sync with my watch when I first got it. Turns out I just had to turn my phone off and back on. I kinda feel stupid now. 5 star app now that's figured out.
  • Easy to use, visually pleasing

    By Mhlillo
    I use this app to budget my weekly spending. I chose this one because it goes with Apple Watch, is easy to use and is not bogged down by trying to add extra and unnecessary functionality.
  • Too buggy

    By WhollySchmidt
    I love the way this app works in theory, but it’s too unstable to rely on. Every few months I’ll run into performance bugs where it will freeze for ~30 seconds when adding new entries. Sometimes performance is addressed with an updated version, sometimes the problems persist for weeks, then mysteriously go away. I’ve reached out for help from the developer before and they’ve tried to offer support, but the last time it ended with their suggestion that one of my budgets was corrupted in an older version of the app and I should wipe them all out and start fresh. Two problems with that: First, that’s a pretty drastic recommendation. Second, this is when I also discovered I cannot reliably export my past budgets from the app. Attempting to export my complete budget history crashes the app and doesn’t work. I have to manually export one month at a time, any more than that and it fails and crashes again. So the recommended fix for my performance problems is to delete my budgets and start over, and exporting my data prior to deleting my budgets is a painfully tedious process because that functionality is also broken. This is unacceptable for an app that wants me to rely on it for something as important as my financial data. And one last weird bug, reported to the developer (and corroborated by at least one other user), traveling to a different time zone throws off the math in the budget, screwing up your totals, until you return to your original time zone. Reported this in January, no fix provided. So don’t rely on this app if you travel.
  • People, read the description before you use

    By BrizzlyMizzly
    I’ll admit, when I first downloaded this app about a year ago, I didn’t understand it at all. Why couldn’t I link accounts/add recurring expenses etc.? I just downloaded it again and as the app says, “this app is for tracking the money you have left to spend AFTER all your bills are paid”. I love reading the comments from angry people that are confused about this and say the app is useless. I love this app so far! It’s really helping me get ahold of my impulse purchasing that adds up.
  • This is the perfect app!

    By Kidd K.
    This app is so easy to use, I’m a college student so every cent for me counts. It’s helped me keep in mind how much money I can spend and how much I can keep without having to constantly panic about what I’ve spent on and forget about it all later. Highly recommend to everyone looking for a budget keeping app.