Debt Manager

Debt Manager

By MH Riley Ltd

  • Category: Finance
  • Release Date: 2011-12-08
  • Current Version: 1.7.1
  • Adult Rating: 4+
  • File Size: 28.21 MB
  • Developer: MH Riley Ltd
  • Compatibility: Requires iOS 8.0 or later.
Score: 4.5
From 550 Ratings


*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job" 5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!" 5-Stars - "This app is three things: Simple. Effective. Spot On." 5-Stars - "The details, features and thought that went into creating this app are endless." 5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across." Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts. You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now! *** Features *** -------------------- √ Simple and intuitive user interface - helps you see results quickly and clearly √ Hints and tips - don't worry, we will guide you through the process √ Summary shows your payoff progress - includes progress bar, your debt free date and your interest/time savings √ Choose from multiple pay off Strategies - Lowest Balance First - Highest Interest First - Highest Balance First - Custom Order √ An unlimited number of debts can be entered - each debt can be individually analysed - payments may be entered as a percentage of balance - support for introductory rates e.g. 0% for 6 months √ Monthly Payments may be recorded - either automatic or manual recording - allows you to keep track of your progress √ Backup & Restore - use popular Dropbox service for online storage - keep your data safe - manually sync between devices √ Choice of payment periods - handles monthly, weekly and fortnightly payments √ Extra Payments can be entered against each debt - helps pay off your debts even faster - can be entered Monthly, Yearly or as a One Off √ Transactions can be entered against each debt - allows you to take into account expenses/purchases - can be entered Monthly, Yearly or as a One Off - will increase the debt balance √ Try out various 'What-If' scenarios e.g. - a change in interest rate - increased monthly payments √ Export the debt details via Email - professionally formatted PDF or HTML - export individual debts or overall summary - includes full amortization schedules - charts are attached to the email export √ Interactive reports - easy visualisation of the debt breakdown - compare debts side by side - press, hold and slide to see the costs per month - pinch to zoom √ Set of Calculators are included to help you compute: - monthly payments - extra payments - payoff date - refinance benefits √ Notification of payments due - so you never forget to record a payment √ Passcode protection - keep your data safe √ Full manual is embedded within the app - has all the info you will ever need



  • Very cool app.

    By Lissyburger
    Very well organized. It doesn’t crash. Can’t wait to see my debt go!
  • Awesome App

    By NinaCap75
    I was surprised that time app offers so much data and printable. I highly recommend this app. Bravo to the developer.
  • Like it a lot

    By Tushy56
    This is really great. Like it a lot
  • Overall good

    By Yester64
    Overall great. But I noticed that I can not use the commas for entering numbers. There is a key for it but it seems that it does not enter. Besides that this seems to be useful tool and give a good overview on where the money goes. Like it.
  • Great Tool

    By AKcL
    This tool is awesome. Very customizable to suit your payoff style. Give you a great plan to get that debt paid off. We will be out of debt - even our mortgage - 12 years early if we follow this plan. Also, the developer is super responsive! I emailed a question and heard back in less than a day. I highly recommend this app to save you money, time, and headaches!
  • Love it!

    By Tess101
    I tried another app first but this is far better. I feel so good about my goals and I can see where I will be if I continue on this course. Thanks!
  • It’s ok

    By Annoyed with EW
    Would be nice if you could just click on an entry and add a payment instead of altering the amount owed.
  • Great App

    By Jbarzeke1
    I like this app because it’s a visual to keep you on track toward bill payoff. Kind of like tracking weight loss I guess...seeing the balances come down continues the motivation to stay the course. My only problem is that once you pick a “balance as of” date and enter that information, you can’t change it without the app backdating itself. As an example, as the Fed interest rate rises, obviously so does the rate on my revolving debt. If I change to the new rate, it “back dates” that rate all the way to when I started the process which in my case has been over a year. This obviously skews current balances. You can’t start with an interest rate on a particular date then change that rate months down the line to be effective on a new date and continue the process. You have to delete your current payment information and re-enter it with all new data (balance, effective date, min payment, due date, snowball amount, etc). It’s not a HUGE deal but you kind of lose the visual of all your previous hard work and are starting with a clean slate all over again. But overall, I really do like the app. Balances maintained pace within pennies of statements and it really is “addictive” in that you do become very motivated to reach your goals.
  • MeMe

    By Mietooo
    Great app!!!
  • Good for basic loans but not mortgages

    By Rainday7885
    This app does not have proper parameters to enter in the terms for a 30 year mortgage. Waisted $1