YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.6.1
  • Adult Rating: 4+
  • File Size: 76.75 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4
From 2,579 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Look no further.

    By Beyond Happy!
    Easy to use. Free webinars (15 minutes learning, 15 minutes Q&A) as long as your subscription is active. This has definitely been a money-saver and life-changer for my family!
  • Essential and life changing tool.

    By fleshdunce
    YNAB is more than a budgeting too - it is a philosophy and way of life. It has been transformative for my wife and I and this app is a key part of it. It works as expected with regular updates and improvements. Highly recommended.
  • Life changing

    By LPk.1003
    The software can take time to completely understand, but if you stick with it, it will click. I love it and can’t imagine ever being without it. I appreciate knowing where every penny is and the way credit cards work. The team is responsive and helpful when needed.
  • I love YNAB

    By ICE_Hielo
    I am seriously numbers impaired. YNAB is a blessing from heaven. The concept of every penny has a job is amazing. The app makes budgeting and reconciling a snap. Their support staff are amazing in their knowledge of how the app works and are super helpful and fun to work with.
  • Life changing

    By Just Right Bus
    After you start using YNAB you wonder how you ever survived without it. Shortly thereafter you start to wonder how others survive without it. Its life changing magic changed the way i think about spending my money. It gave me permission to spend my money and comfort knowing I could afford those pesky things I don’t want to have to buy but know I will eventually (those true expenses). Beautifully designed and always improving. I can’t wait to see what comes next!
  • Too expensive

    By gianmatt9
    $83 a year? Don't make me laugh. Uninstalled.
  • Best budget app!

    By Klutzispaz
    I have been using YNAB for close to two years now and it has honestly changed my life. I have never been very good at saving or even sometimes pay bills 😂 but YNAB has taught me that I don’t need to spend every penny when I get it. I can now put stuff on auto payment and not worry about if I have enough money or not in my account. I also now feel comfortable getting a credit card to help rebuild my credit after a bankruptcy 5 years ago. This truly only happened with YNAB. I also love that the translation entry is super easy and it predicts where you are so you have less fields to enter. Oh and last thing, I love how funny they are! If you actually read their app updates you will find your self chuckling.
  • Travis D

    By TravisDCO
    I love the ease of use! Whenever I go through budgets with other people, I always recommend an investment in YNAB!
  • Life changer.

    By ThisNimrod
    This app is just a small part of a method of budgeting that has changed the way we handle our money. No more fights over spending. Debt soon to be a thing of the past. YNAB has us on a clearly laid out path to financial success. I can’t recommend it enough.
  • Totally worth the price!

    By alexsbartlett
    Had a few friends recommend YNAB to me a year ago. Tried the free 1 month trial, and have stuck with it ever since! I’m still relatively young in working world and so was a bit hesitant and unsure of how to save and manage my money well. YNAB won’t do the work for you, but that’s the point. It’s awesome being able to feel confident evey single day, knowing exactly where each of my dollars is going and where I need to re-evaluate my budget or my spending! Will probably use for life!