YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.0.6
  • Adult Rating: 4+
  • File Size: 52.46 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 9.0 or later.
Score: 4
From 1,182 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/



  • I can sleep at night

    By OfficerGleason
    I've been using (new) You Need a Budget for a year. In that time, my net worth went up 12% and I've been able to figure out where my budgeting needs are. Prior to YNAB, I was worried about money and income all the time. I do not worry about money nearly as much. This new version of the app does everything the web app does. It's quick, responsive, and syncs with my budget. I use it to stay on task and keep my budgetary priorities straight. Update: I don’t notice any app-side bugs and the YNAB team’s support is second to none.
  • Easy to use!

    By MeganCoe
    I’m really enjoying this app so far. I’ve been using it for about a month, and it’s made it very easy to see where my money actually goes. My only issue is that I wish there was a passcode on the app to keep it private and to keep anyone from accidentally changing something in it.
  • Complete 180 turnaround

    By AnotherCustomersReview
    Amazing. This app is wonderful and a joy to use. It’s no longer a web app. It feels like an actual app with almost all of the web functionalities implemented into the app. This update makes it one of the best if not the best budgeting app. Worth the subscription
  • Poor UX on Support window (desktop)

    By LindaMK
    2-stars for bad layout of chat window: We are pretty new to YNAB and want this to work, consequently we been working with Support and they’ve been great. HOWEVER- the chat window covers up the amounts and it is not movable around the screen. We’ve been on YNAB for three months and working with support in chat and it is so absolutely annoying that we can’t ask a question about using YNAB and look at the column of numbers at the same time! In order to see my outflow an inflow, I have to close out the chat window and can’t refer to what they just said to do. How complicated is it to make that chat window something we can drag off to the side? on another note: there is an obnoxious “?” when clicking “save” transactions in the lower right column. It often blocks the save button. Thanks for listening!
  • Life changer

    By Tonythedad
    It takes several weeks to get it going properly, but once you do you’ll never look back. I’ve tried Mint several times and it does nothing to change your habits, ynab is a philosophy that can change your habits for the better and it does it in a way that’s flexible and easy once you learn. The support is amazing also. Worth every penny and more.
  • Best Budgeting System I’ve used

    By bujoloyolo
    This is the best budgeting system I’ve ever used. It is perfect for folks on a variable income and is excellent at helping me save. It paid for itself in the first week. And now, after 3 months, my emergency fund is exactly where the “experts” say it should be. I recommend this app to absolutely anyone. 🙌🏼👏🏼👌🏼 I also really like the FREE webinars on the website.
  • Reluctantly loving it

    By Kurlygal8
    I had the classic version. And loved it. Sure it took an hour (or more)of my time every week to manually put in transactions, but it was familiar. The classic app kept crashing. I pouted. But Being without YNAB was worse than new YNAB. I reluctantly switched and now I love it even more. Linked bank account = no more paper receipts piling up in my wallet/bags. On the go budget changes make the process smooth and always up to date. I got a better product and that hour (or more) back. So glad I upgraded!
  • A grim future

    By John Spuler
    How is it this made it to production? This completely half-baked application has no feature parity with the original, costs money, and requires full-time internet access. How often are you entering bills while you don't have Internet? How often are you managing a budget without having internet? For me, that's all the time. Why would they wait years and years for a major update, and then take features out? I guess Jesse and the team have finally sold out. The writing was on the wall with the lacklustre and few updates, but now it's clear what they really want -- to throw a half-baked product in your face and expect you to pay forever. Cool. Edit: prices just went up to $85 a year lol
  • Be aware, major price hike

    By Tangwystel
    YNAB just increased its yearly price to $89. That’s a lot of cash. I was trialing it but this price hike has got me shopping around for other options. I also don’t like the fact that you can only see one month of numbers on the screen. It sort of feels like they are preventing you from planning ahead.
  • Okay

    By Ib2005
    Price just went up. Still no option to save a pic of receipt and tag it to a charge Please!!!!!!!! Would be nice if we can take a picture of receipt and tag it to the transaction. Would be willing to pay for storage space